Overview: When a potential customer applies for credit, the decision whether to lend to them is made based upon their assessment of how much they can repay. Some people may have a poor credit history for a variety of reasons including County Court Judgements, a lack of history of borrowing in the past or missing data. Their approval rates are among the highest in the industry with quick online response forms. Part of the assessment process is made by checking with a Credit Reference Agency. They started as an independent company in 1995 and have quickly risen in the industry with a customer base at over 50 million, managed loans totaling $73.

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Here are a few Random Reviews on CapitalOne.co.uk: Review 1 - Posted Nov 2004: I think the captial one late payment charges are a little heavy handed, I send my cheque off in plenty of time - its not my fault they take 10 days to process it! To be fair, CaptialOne are the only ones who would give me a card with me being so young. - Amy K. Review 2 - Posted Aug 2005: Well I have been a member for 4 years, and they will not put my credit up either, don't know why? I always pay on time and over the odds, maybe thats why? Maybe you have to be BAD payers before they increase you credit limit thats the way it seems??? Review 3 - Posted Oct 2008: Would you kndly tell me why your interest is so high. You can view all CapitalOne.co.uk Reviews and add your own Review here >> Rank in the Top 100,000 Websites: This site's user rating is 3.5/5 stars: 302 People have voted for this site: CapitalOne.co.uk Give this site a rating out of 5 here. (5 being the best) Rate This Site!12345   *Rankings Updated every 24 hours

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Page Usage: All of the information and reviews you see on this page are generally in reference to this company's website rather than any individual store making it more universal. Reviews come from all across the U.K. including Carlisle, North East Lincolnshire, Weston-super-Mare, East Kilbride, Chelmsford, Newcastle-under-lyme, Chelmsford, Montgomery, Alloa, Rhyl, Irvine, Radnorshire/Sir Faesyfed, Warrington and more, so please bear this in mind when placing a review.

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