Overview: You can apply for a personal loan whether you own a home or not, since all of their loans are unsecured. Their loans are available in Scotland, England and Wales. When you take out a personal loan with them, you can also buy one of their Loan Payment Protection policies, in case of accident, sickness or involuntary unemployment. If they have not given you a decision on your loan application within 24 hours, you can phone this to learn their decision. You can apply for your loan online in about thirty minutes. You can use the online calculator to figure out how much you want to borrow. Your credit report will show you any error that may have prevented you from getting a personal loan.

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