Overview: You can apply for a personal loan whether you own a home or not, since all of their loans are unsecured. If your loan application is not successful, you may want to click through to get your free online Experian credit report. Your credit report will show you any error that may have prevented you from getting a personal loan. If your loan application is successful, they will issue you an agreement for your signature and funds will be transferred into your chosen bank or building society account. Their loans are available in Scotland, England and Wales. They will email you to confirm when they receive your personal loan application.

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