Overview: They do not make personal loans for business or investment purposes. When you take out a personal loan with them, you can also buy one of their Loan Payment Protection policies, in case of accident, sickness or involuntary unemployment. Interest rates for their loans depend on your personal circumstances and the loan amount. If they have not given you a decision on your loan application within 24 hours, you can phone this to learn their decision. You can apply for a personal loan whether you own a home or not, since all of their loans are unsecured. You can apply for your loan online in about thirty minutes.

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