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FirstPlus.co.uk OverviewOverview: They employ 230 people and serve over 50,000 customers. They make loans in the range of 5,000 up to 100,000 pounds. They set your loan up for a long-term payoff so that they make more interest. They have a page of advice, sort of a "do's and don'ts for borrowers" list. Although they suggest you not borrow all that you can, their selling point is that they will lend you up to 25% more than the value of your home, minus the amount of your first mortgage.. They recommend that you not borrow more than you need, nor should you borrow up to the limit of your ability to repay, because some unforeseen circumstance could interfere with your repayment of the loan.

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Here are a few Random Reviews on FirstPlus.co.uk:

Review 1 - Posted Oct 2004: I don't know why Carol Vordeman is supposed to entice us to get a loan with this firm. Then again, I don't know why Sainsburys has Jamie Oliver. Ah, well, their site is very clean and easy to get around and the form was simple though apparently I should expect a phone call too "just to confirm" so I'll let you know if anything get funny. - Jack Kealem

Review 2 - Posted Feb 2010: Sold a variable rate loan at 3.4% above FHBR. Variance after 4 years is now 9%. They are maximising their profit on the premise that it is "prudent & efficient of them to do so. Once FHBR reverts to it's 5 yr average of 5% my APR will be 18%. That would be a 9.4% increase with no increase i their costs. This disgrace of a company must be stopped - Remember this is Barclays FirstPlus.

Review 3 - Posted Dec 2007: i have an existing first plus loan which was changed from joint cover to single cover without my permission. the insurance cver that you accept with first plus is added to your loan. be aware that the insurance only last's for five years, after that period you are not covered. they wont let me continue with my review be very carefull dont let them con you like they have conned me,

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